US Bank Non Resident
US-Bank-Non-Resident – Real US Banking and Bank Account for Non Resident
2
US Bank
Non Resident
“A guide how to open an US Bank Account
for Non-Resident”
US Bank Non Resident
US-Bank-Non-Resident – Real US Banking and Bank Account for Non Resident
2
US Bank
Non Resident
“A guide how to open an US Bank Account
for Non-Resident”
US Bank Non Resident
US-Bank-Non-Resident – Real US Banking and Bank Account for Non Resident
4
Table of Contents
Disclaimer ................................................................................................................. 3
Table of Contents ...................................................................................................... 4
Introduction .............................................................................................................. 5
Why do you want a Bank Account in US?................................................................... 6
3 Methods How to Open US Bank Account ................................................................ 7
Expensive Method ................................................................................................. 7
Never Ending Method............................................................................................ 7
The Right Way ....................................................................................................... 7
The Right Way to open an US Bank Account .............................................................. 9
Which Bank?.......................................................................................................... 9
Opening Your US Bank Account ........................................................................... 10
Fees & Limits ....................................................................................................... 11
Deposit Options................................................................................................... 12
Account and Card Info ......................................................................................... 12
Card Activation .................................................................................................... 13
After You’ve Opened Your Account ......................................................................... 15
How and Where You Can Make Money For Your US Bank?...................................... 16
Final Thoughts ......................................................................................................... 18
US Bank Non Resident
US-Bank-Non-Resident – Real US Banking and Bank Account for Non Resident
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Why do you want a Bank Account in US?
If you are selling using Pay Pal, EBay, 2Checkout, Stormpay or any other common
payment service, you know how expensive and time consuming is to get your funds
in your country.
Getting checks emailed to you can cost anywhere from USD$ 5,00 to USD$ 30,00
plus the charges that your local bank will take for the international deposit.
There are some services that wire the money to your local bank but there are not
cheap, if available.
But the most important of all problems... the time.
It can take weeks or even months to see your money. Specially if you sell
occasionally and your payment service have a high minimum required before send
you the checks.
You need a US Bank Account if:
1. You use PayPal or EBay to make some money occasionally.
2. You have, or want to have, clients in the USA.
3. You want to make serious business in the Internet.
As an Internet Marketer or someone trying to make money online, having a US Bank
account can make a lot of differences. For instance you can easily receive all your
payments from companies abroad, most of whom are in the US, by way of
Automated Cleaning House (ACH) / Electronic Fund Transfer (EFT) method. This
transfer method takes 2-3 business days for you to have the money deposited to
your US Bank account.
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3 Methods How to Open US Bank Account
There are 3 methods you can open US Bank account:
1. Expensive Method.
2. Never Ending Method.
3. The Right Way.
Expensive Method
You can search in your local city if there is banks that gives this service. Perhaps they
ask for tons of papers and references. And a minimum deposit from USD$ 2000,00 to
even USD$ 10000,00 (WOW... Ten thousands?!). I don’t think this is the best way.
Never Ending Method
You can also spend weeks and months researching in the Internet. Looking site after
site, asking bank after bank, making phone calls and sending emails.
Banks will give you answer like this:
1. You need a Social Security Number.
2. You need a US Address.
3. You need notarized documents.
4. You need to come to US to sign some papers.
I have friends that spent years.... that’s right, YEARS trying to find out how to open a
US Bank Account fast and without all the problems. I personally spend over seven
months until I could figure it out.... so, this is not a good way either.
You can spend days and weeks of research trying to find out a real good choice... Not
a smart way right?
The Right Way
In this guide you will have your bank account in USA. That’s it.
Now, that's a good way to do it.
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1. Your own US Bank Account plus a personal VISA debit card.
2. Works perfect with Paypal, 2Checkout, Clickbank or any ACH transfer
payment.
3. You will only need your passport, national ID and local banking proofs.
4. Online banking facilities.
5. Withdraw your funds from any VISA Plus ATM worldwide.
6. This is NOT an Etrade Brokerage Account.
US Bank Non Resident
US-Bank-Non-Resident – Real US Banking and Bank Account for Non Resident
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The Right Way to open an US Bank Account
This section will show you how to open your US Bank Account.
Which Bank?
Introducing AccentBanking!
eVox Management LLC is the provider of the ACCENT® Non Resident BANK ACCOUNT
AND BUSINESS BANKING SERVICES IN THE USA .
ACCENT BANKING is a name many have grown to know and trust. The highest quality
service and attention to customer needs and concerns are a hallmark of the
AccentBanking nonresident programs.
Unlike prepaid programs, ACCENT Banking provides nonresident small to mid-size
businesses with access to a US bank account with online banking as well as other
features and services.
The new ACCENT provided bank account has the following features:
1. An excellent solution for non resident businesses and individuals who
transact in US$;
2. A full featured business-specific bank account with a unique bank account
number for each client;
3. Limits based on use and account history;
4. Bank issued Business Debit Card with full ATM, internet and POS use;
5. Free ATM and POS*;
6. Wire Transfer services (inbound and outbound);
7. Add the account to payment providers (PayPal®, 2CO®, Amazon®, Google®,
CCNow®, etc.);
8. Bank ACH deposit and transfer services;
9. 2009 Unlimited FDIC Insurance;
10. Business Services and consulting.
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Accent Banking and the US bank accounts for non residents are available to many
countries worldwide and are designed specifically for small to midsize businesses
with a growing sales volume and turnover.
ACCENT is a full-disclosure program to better serve you and to protect the integrity
of the program. Services provided by one of the top 50 SAFEST and LARGEST banks.
Accent services are not available in all countries.
ACCENT IS NOT A PREPAID CARD PROGRAM
Opening Your US Bank Account
General procedur how to open AccentBanking account:
1. Filling out the application form online
https://www.accentbanking.com/accentbanking-accentbanking-usa-buy.html
Please kindly read this before filling out and submitting:
a) Before you submit your order, please make sure that you will be able
to comply with the ID Verification process. You will be asked to
provide three documents - a valid Passport, a valid government issued
photo ID (preferably with address), as well as a current bank
statement (we do NOT accept utility bills) in your name with a
matching address to this application. If you are unable or unwilling to
provide these documents (clear color scans and then upload), please
do not submit your request.
b) There is no guarantee that your application will be accepted. We will
notify you if it has or has not been accepted. You will also be asked to
notarize/authenticate certain documents. Without this, services
cannot be provided.
c) ACCENT is not a prepaid product or service. Please make sure you
understand what you are applying for and at least have a working
knowledge of US bank account regulations and usage.
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d) AccentBanking will be more than glad to assist you with any questions
you may have. Before applying, make sure that you are aware of your
local regulations regarding accounts in another country. You
understand that any unlawful or prohibited use of the account by you
will result in immediate termination and reporting where required by
US or applicable law. US Law applies and governs all services
provided.
e) MAKE SURE YOU HAVE READ AND UNDERSTOOD ALL THE
DISCLOSURES ON THE ACCENTBANKING SITE. ASK QUESTIONS FIRST
PLEASE.
2. Verify your ID
You will be asked to provide three documents - a valid Passport, a valid government
issued photo ID (preferably with address), as well as a current bank statement (we
do NOT accept utility bills) in your name with a matching address to this application.
ID’s and documents submitted must contain the English language. If your documents
do not contain English language descriptions and details, please include the
translations in your scans. Not all documents can or will be accepted. If you have any
questions about the eligibility of the documents you will be providing, please ask in
advance.
Please scan all of your documents and send them to AccentBanking (link provided by
email).
3. Pay your application
After you complete the application you will be receiving an email telling you how to
submit your application payment. Once your application has been accepted and
payment made, there are no refunds.
4. That’s all
Fees & Limits
AccentBanking Non Resident Bank Account and bank debit card Transaction Fee
Schedule, valid as of March 2009 and subject to change. Please review
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http://www.accentbanking.com/fees-and-limits.html
from time to time - any
changes in the fee schedule will be published on this page only. Notification of
changes may not be sent via email or any other method.
Deposit Options
There are several acceptable ways to deposit money to the bank account:
• USA Automated Clearing House (ACH) Network transfers;
• Transfer from US banks and bank accounts directly to the bank account -
including PayPal, 2CheckOut and numerous other systems. Typically these use
the ACH network;
• Check deposit (certain US company checks, bank or cashiers checks. Please
inquire; not all checks will be accepted);
• Wire Transfer US Dollars from US or International banks (limits and restrictions
apply- see Fee page or please contact us for details) ;
• Wire Transfer non US Dollar transfers to your account via our Financial Service
Provider (€, CA$, AU$, Yen)
• Transfer € from the EU with a simple and economic IBAN transfer via our
Financial Service Provider.
Non traditional or alternative currencies are not acceptable.
Financial services provided by All Financial Services Ltd.
Account and Card Info
What makes ACCENT Banaking Accounts for Nonresidents different and in so many
ways unique?
• ACCENT IS NOT A PREPAID CARD PROGRAM. Accent provides you with access
to a BANK ACCOUNT in the USA and is available to non residents;
• ACCENT is designed specifically for nonresidents and small to midsize
businesses;
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• ACCENT discloses everything. Who ACCENT is, where ACCENT is, who the bank
is and how your money is managed;
• ACCENT is always in compliance with all applicable bank, network and
regulatory standards;
• ACCENT does NOT transfer or process your transactions - there are established,
legal and proper ways of moving money from point A to point B and beyond.
ACCENT only employs those methods provided by banks and licensed Financial
Service providers;
• You ask a question, you get an answer - in 99.9% of the cases very quickly too;
• ACCENT always does their best to explain procedures and answer questions in
simple, clear language..and not only in English;
• ACCENT does not allow reselling or remarketing of our services and accounts,
products and programs. That is your assurance;
• ACCENT does not tolerate any attempts at fraud, misdirection, false ID, spam,
profiteering, or any other form of deceit, abuse, misconduct, vulgar
commentary or trickery.
• ACCENT encourages legitimate, honest businesses from several countries and
in very diverse industries to work with us to improve their sales, marketing and
objectives. ACCENT makes available to you systems and resources so that you
can grow too.
• The accounts provided are “managed business accounts”. What this mean is
eVox Management/AccentBanking.com gives you full access to a private
banking bank account that they establish and you have use of this account as
long as the terms and conditions are respected and you manage your affairs
according to these terms.
Card Activation
ACCENT is not a prepaid card; The card that is linked to the bank account is a true
debit card (also referred to as Check Card). Please make sure you understand how
the account and card function together.
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eVox Management Bank Issued debit cards are easy to activate - simply use at any
participating ATM with your PIN.
Please see the Fees and Limits page and familiarize yourself with the proper use of
the account.
If you are not familair with how US bank accounts work, please read this site and ask
questions when necessary. Please do not confuse with prepaid accounts or assume
the bank account works in the same way.
Things to remember....
• "Prepaid Talk” can be confusing, misleading and certainly does not apply to
bank accounts.
• You don’t "load funds to your card"....your deposit money to your account;
• You don’t have “funds”...you have money - Funds are abstract- money is real;
• You don’t transfer to or from your card - you use your card at an ATM or
merchant terminal. You transfer to or from a bank account;
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After You’ve Opened Your Account
Once your account is open you are now ready to add your details to PayPal, AdSense,
or any other place you want to receive ACH (direct debits) from. Just enter the
following details to transfer funds into your new US account.
Bank name: (provided by AccentBanking)
Routing number: (provided by AccentBanking)
Account type: Checking Account
Account number: Your account number (provided by AccentBanking)
* ACH (direct transfer) is different than a wire transfer. A wire transfer has a
different
routing number and usually used for International Transfers.
Enjoy your banking in USA!